One little letter makes all the difference, doesn't it?
Worriers would be freaking out about the fact that Cullen's company cannot afford the month premiums that our family costs. Worriers would be panicking about finding insurance somehow or- GASP- Cullen having to find another job.
The plight of the small business owner. Bernie has had a successful business for 20 years now. They are doing well. But it's only 7 employees big. He does things for his employees, like throw some money into an HSA for them on top of the one that comes with the sky high deductible insurance they have.
He just got the bill for our family.
The whole company- all 7 of them (mostly it's their family) are FREAKING OUT about losing Cullen, as they rightfully should. But that won't stop my husband, oh no.
I was madder before he was, because he didn't fully understand what was being said to him. He thought we did something wrong when we (WE being ME) filled out the paperwork. So at the dinner table, I was proverbially hopping around with irritation. I'd say "He can't ask you to help him fulfill HIS obligation!!!!" and Cullen would say "You aren't understanding!" and I'd say "No, YOU aren't understanding!" and my babies all ate their vegetable filled dinner without complaining (we did talk to them later about what they were hearing). When I pulled up all the info and showed him what was happening, he understood why they were freaking out about losing him when they were talking to him about this. Because they will lose him.
But - my darling husband, who I have to credit with coming leaps and bounds in the past year (mostly leaps and bounds...) was the one telling me to remember (this is worth noting, this part coming up, because it's completely true) that we already know how this ends- it ends FINE. It ends with us being happier than we are right now, and more satisfied all the way around. That the funnest thing about life is the choices that we get to make. Most people are complacent. They just stay where they are and never ever wonder what else is possible. Too scared to try. He can stay there. We can go without insurance, or find private insurance. I did watch private insurance punish my parents for having their own business though so I'm not excited about that. He can go work at UPS part time, but we're saving that for later if need be.
After he talks to Bernie today at work, he will know--I asked him to find out how long we have. How long CAN Bernie handle us until we have to bail on insurance...how long do we have before he gets his next job.
And I am officially not worried. I feel bad for Bernie, that sucks for him, and he knows it. He's sorry and it sucks. I feel mad that THAT needs to even be a factor, how big someone's family is, before hiring them on (he was thankful when Cullen came on that he had other insurance, but I didn't understand just why) and irritated that he's asking Cullen to help pay for something that is HIS responsibility, the way the insurance is set up. We are NOT paying a big premium PLUS having a huge deductible.
But- officially Not Worried.
Warrior- Not worrier. Hell, maybe this means that NOW is a good time to up and GO. RV, baby!
:D
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